Fold keeps every number in your browser on this device. Nothing is uploaded, ever. Export a backup before clearing browser data or switching devices.
Your current balance becomes money that's ready to assign.
Fold uses envelope budgeting: money comes in, you fold it into envelopes — groceries, rent, fun — and each envelope shows exactly what's left to spend. No bank logins. No subscription. Everything stays on this device.
Add your first account and its balance right now. You can add more later.
Start with the ones you'll actually use — you can rename, add, or remove any of them later.